Letters: Encourage gifts, safe use of credit

Dec 1, 2009 — USA Today

Allyson Voss - St. Peter, Minn.

Although it is fantastic to see that donations to the Salvation Army increased by about $12 million last year, I cannot help but think what the overall cost to society might be of the move allowing the bell ringers to accept donations using credit cards ("Salvation Army kettles can ring up plastic," News, Friday).

According to statistics from CreditCards.com, Americans' credit card debt in 2008 totaled more than $972 billion. Credit card debt has contributed to poverty in America. Those deciding to compassionately donate extra this holiday season are being encouraged to use their credit cards, a dangerous practice that can easily add to their own financial hardships. I also believe that consumers are beginning to shop less with money and more with plastic. This being said, the Salvation Army does need to keep up with modern times and raise enough money for their good works.

The best way to combine promoting the safe use of credit and helping others would be to allow only debit cards and checks along with the usual loose change. This would still allow shoppers to give more money, while promoting safe financial practices.